About Us...
MICHAEL BARRAL
A former insurance adjuster for some of the largest national insurance companies, he has been involved in the insurance industry for over the last decade. He now owns and operates his own company, educating and consulting individuals, companies, and the public about their insurance issues.
Michaels experience qualifies him as an expert public insurance claims adjuster and a master at policy interpretation. His main point of service is taking the insured, best interests into account.
Michael's suggestion to all homeowners, and business owners, is simply not to settle any claims or insure your assets without our assistance or the assistance of a licensed insurance professional.
Michael's perspective is to precisely evaluate, estimate, and appraise your property and its maximum insurance net worth.
PRE-QUALIFYING REFERENCE EXPERIENCE:
• Five years (1995-2000) with Crawford & Company of Sarasota, Florida. Second largest claims servicing company worldwide. Handled multiple large losses for a variety of insurance companies, including State Farm, Allstate, Nationwide, and Lloyds of London.
• Two years sub-contractor as independent insurance adjuster. Adjusted catastrophe claims all over the U.S.A. and locally, including tornado, hurricane, sinkhole, wind, hail and flood. Corporate contracts with National Catastrophe Alliance, Seacoast Brokers, and Allied Adjusting, Inc.
• Michael Barral Public Insurance Adjuster, owner, and President of Claim Quest Inc since 2003, and a proud member of F.A.P.I.A. (Florida Assoc. of Public Insurance Adjusters). Claim Quest, Inc. Public Insurance Adjusters is licensed and bonded.
Marcella Coyne - Vice President
Marcella has worked in the insurance industry since 1995, working closely with several national insurance companies as a claims representative. She obtained her All Lines Adjusters License through the State of Florida. Marcella worked as a claims assistant in reviewing large losses as well as managing accounts in Florida. As a clerical supervisor she was able to work first hand with the insurance company as well as the insured’s. As a front person and being responsible for the incoming disaster claims she was able to learn the intricate procedures required by the insurance companies in handling losses. Marcella has firsthand experience in the claims process. As the Vice-President of Claim Quest, she has been able to utilize this experience to better assist the policyholder with the correct documentation needed. This is a valuable asset for the companies Public Adjusters to properly settle the client’s claims.
PRE-QUALIFYING REFERENCE EXPERIENCE:
Four Years (1995-1998) with American Medical Plans of United States Virgin Islands. Medical Insurance Company through out the Caribbean. Handled all commercial insurance accounts. Maintained policy updates, provisions and handled customer relations accounts. Assisted lead Agent in the Virgin Islands office.
Seven years (1999-2005) with Crawford & Company of Sarasota, Florida. Second largest claims servicing company worldwide. Assisted the management team in the claims handling process. Clerical supervisor in charge of the claims assistants, receptionist, and billing assistant. Maintained daily activities of the claims assistants. Responsible for annual reviews of claims assistants, billing assistants, and claims receptionist. Reviewed claim reserves, field adjuster's inspections, and claims notes. Assisted Liability Claims adjusters. Marcella , Insurance Adjuster is licensed and bonded.
Vice President of Claim Quest Inc since 2007.
